Topic : Notary Education
New HUD Settlement Statement
by Alex Yvonnou, Certified Notary Signing Agent, LCS Certified Loan Closing Agent Specialist
By now, many of us are starting to see the new HUD-1 Settlement Statement for loans originating on or after January 1st, 2010. In order to provide borrowers with key documentation regarding their loan, the new HUD-1 includes information not previous provided on a Settlement Statement. Also as part of the new rules updating the [...]
Guardianship
by Carol Salter, Notary Public and Office Coordinator, McKee Medical Center
As mentioned in previous articles, I work in a hospital. Requests for notarizations are as diverse as the patients we serve. Notaries who serve in the hospital setting are never sure what they will be asked to notarized which makes life exciting and/or terrifying depending upon the level of competence and knowledge of the notary. [...]
What A Notary Should Know: eNotarization
by United States Notary Association
If you are hearing more conversations about electronic notarization these days, that’s no surprise. eNotarization is gaining momentum as a desirable business model in many industries, including the mortgage loan industry. You are probably wondering if you should learn more about it or if it will ever apply to you at all. Here, we highlight [...]
Healthcare and the Notary: A Patient’s Dilemma
by Carol Salter, Notary Public and Office Coordinator, McKee Medical Center
I work in a hospital. I love the healthcare atmosphere and the wonderful care I see given to patients every day. Occasionally, I get a call to go to a patient’s room to notarize a document. Yesterday was just such a day and away I went with my rolling National Notary Association “office on wheels.” [...]
Getting Ahead in Reverse
by Kelly Robertson, Instructor, Coach, Mentor
I’m really happy that rates went down again this week and I’m thinking positive about our industry hoping that President Bush will be signing the FHA Modernization Act soon. Upping the limits on government-backed loans, reducing their origination fees and easing up on qualification requirements should mean more work for us. HUD doesn’t just mean [...]
Changes to 2008 California Law Pertaining to Notaries Public
by Sharon Hassler, Founder/Webmaster, GoGetNotary.com
We’ve noticed a lot of visitors to our site looking for “changes to California law.” Rather than referring you on to the California Business Portal/Notary Public page, we’re quoting that information for you here but you can visit the Portal page to verify the info. We’ve also provided links to the text of each related [...]
Tis the Season…to Be Excellent!
by Carol Salter, Notary Public and Office Coordinator, McKee Medical Center
I currently have my house on the market. Yes, I am attempting to sell my house during one of the most turbulent times in the housing industry. We made the decision to send my daughter to a new school and decided that it would be easier to move half way between school and work. So, [...]
California Notary Law Changes For 2008
by Joan Bergstrom, Certified Loan Signing Agent, Instructor, Author
California Notaries are not sent new changes in Notarial law and are expected to be pro-active and find out the changes each year. Some years there are many changes (2005-2006) and other years (2007) almost nothing changed. How does a CA Notary find out the changes? One choice is to click on the California Secretary [...]
Notaries Public: We Are More than Signing Agents
by Barbara Sonafelt, Notary Public, Signing Agent, Trainer
As Notaries Public we have a lot to offer our societies and communities we live in. That being said, we must also realize the increase of security issues and identity laws causes far too many issues for us in our communities. One of biggest problem areas we have is within the senior community. The majority [...]
Who Are You — Really?
by Carol Salter, Notary Public and Office Coordinator, McKee Medical Center
The longer I have been commissioned as a Notary Public, the more I am called upon as a verifier of one’s identity. In this age of identity theft, illegal immigration, terrorism-shadowed world travel and just overall heightened alertness, the Notary has been called upon to verify identity. What types of documents require identity verification? I [...]